Everyday banking, rooted in Banda.
Deposits, loans, ATM and RuPay debit cards, RTGS/NEFT/IMPS and lockers — from two branches and three ATMs in Banda, for members and customers alike.
- Branches in Banda
- 2Branches in Banda
- ATM locations
- 3ATM locations
- Years in banking
- 25Years in banking
- Customers served
- 18,412Customers served
A bank owned by the people it serves
Banda Urban Cooperative Bank Ltd. is a bank in India, with its head office in Banda. It has 2 branches and provides all the financial services its customers need — savings deposit, fixed deposit, recurring deposit, loans, personal loan, PPF account, lockers, RTGS, NEFT, IMPS, Atal Pension Yojana, Pradhan Mantri Jan Dhan Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and more.
- All Types of Deposit Accounts
- All Types of Loans at Attractive Rates
- RTGS, NEFT, IMPS
Published interest rates
Interest Rate on Term Deposits w.e.f. 10-05-2026
- Special FDR 700 days 7.00%
- 5 years to above6.50%
- 3 year to > 5 years6.20%
- 2 year to below 3 year6.10%
Senior Citizen @ 0.50% & women @ 0.25 % extra
Full rate tableEvery deposit facility, in one place
From a zero-balance savings account to doorstep daily collection — choose the scheme that fits how you save.
Banking that travels with you
ATM and RuPay debit card, electronic transfers, SMS alerts and QR collections.
ATM Service
We offer you the convenience of ATMs in India, on a network that continues to expand fast. You can transact free of cost at the ATMs of Banda Urban Co-operative Bank Ltd.
See detailsRuPay Debit Card
We offer you the RuPay Debit Card, on the fast RuPay network in the country. You can use your Banda Urban Co-operative Bank Ltd. RuPay Debit Card all over India.
See detailsRTGS/NEFT/IMPS
Banda Urban Co-operative Bank Ltd. has sub-membership for RTGS and NEFT with YES Bank, and for IMPS with Yes Bank. It is an electronic payment system to transfer funds between accounts and banks.
See detailsSMS Alert
Updates customers regarding any Banda Urban Co-operative Bank Ltd. transaction immediately through SMS alerts, such as debit/credit transaction alerts.
See detailsQR Code Scan
QR code or Quick Response code is a two-dimensional machine-readable code that is made up of black and white squares. It is used to store URLs and other information.
See detailsBorrow for what matters
Personal, vehicle, housing, property and deposit-backed loans — with the published rate table always a click away.
Work out your monthly instalment
Set the amount, rate and tenure to see the EMI and the total interest. Rate presets come from the bank's published loan table.
Loan EMI calculator
Figures are indicative and calculated on a reducing-balance basis for the values you enter. The applicable rate depends on the sanctioned scheme, loan amount and security — the bank's published table qualifies most rates by both. Processing charges, taxes and other fees are not included. Please confirm the final terms with the branch.
Serving customers for almost 25 years
A co-operative bank in Banda offering the full range of deposit, credit and payment services.
We can easily open a bank account by following some rules below.
Steps to Open a Savings Account with Banda Urban Co-operative Bank
Banda Urban Co-operative Bank Ltd., Goolar Naka, Mayur Talkies Road, Banda (U.P.) Pin-210001
Mon - Sat: 10:00 am - 4:00 pm
- 1
Visit the Banda Urban Co-operative Bank branch closest to you.
- 2
Request the bank executive for an account opening form.
- 3
On the account opening form, applicants will have to fill in both the parts.
- 4
Form 1 - Name, address, signature, various other details and assets.
- 5
Form 2 - Customers will have to fill in this part if they do not have a PAN card.
- 6
Ensure that all the fields have been entered and are correct. The details mentioned in the application form should match those mentioned in the KYC documents that have been submitted.
- 7
The customer will now have to make an initial deposit of Rs.1,000.
- 8
As soon as the bank completes the verification process, the account holder will be granted a free passbook and cheque book.
Bank with confidence
Deposit insurance, the RBI's public awareness portal and the Government of India's fraud-reporting portal are all linked from this site — along with our own complaint channel and the list of unclaimed deposits.
Questions about a product, rate or scheme?
Use any of the contact options below to enquire about our products, services or schemes — or visit either branch in Banda.