Loan interest rates
Rate of interest on advances, as published by the bank. Rates differ by loan amount and by whether the advance is secured.
ROI advances
Rate card
Each row shows the terms exactly as the bank publishes them — the unsecured column and the secured column carry different conditions.
EDUCATION LOAN
- Unsecured / condition
- unsecured loan >500000 @14%
- Secured / condition
- secured loan any amount @10%
LAP LOAN
- Unsecured / condition
- 9.25%
LOAN AGAINST NSC/KVP/FD
- Unsecured / condition
- FD RATE + 2% EXTRA
- Secured / condition
- FD RATE + 2% EXTRA
PERSONAL LOAN
- Unsecured / condition
- 14.00%
- Secured / condition
- 14.00%
HOUSE LOAN
- Unsecured / condition
- BELOW600000> 9%
- Secured / condition
- < 8.75%
CASH CREDIT LIMIT
- Unsecured / condition
- unsecured loan >500000 @ 14%
- Secured / condition
- Secured loan any amount 9.50%
BUSINESS LOAN
- Unsecured / condition
- unsecured up to 500000>14.00%
- Secured / condition
- Secured loan any amount 10.00%
VEHICLE LOAN
- Unsecured / condition
- up to >300000 @10%
- Secured / condition
- <9.00%
The rate applied to your loan depends on the scheme, the amount sanctioned and the security offered, and is subject to change. Processing charges and other fees are listed in the schedule of charges. Please confirm the final terms with the branch.
Get in touch
Drop us a message for any query
Banda Urban Co-operative Bank Ltd., Head Office. We reply to enquiries about accounts, deposits, loans and services.
- Head office
Banda Urban Co-operative Bank Ltd., Goolar Naka, Mayur Talkies Road, Banda (U.P.) Pin-210001